IOWA FALLS – For those who need information to make smart choices about health insurance, a trio of free Iowa State University Extension workshops will be held in Hardin County to address key insurance terms and concepts, comparing policies, the new health insurance marketplace and premium tax credits and other cost reductions.

The three workshops are:

A. Nov 11., from 5:30 p.m. to 7:30 p.m. at the Robert Barlow Memorial Library in Iowa Falls.

B. Nov. 12, from 6:30 p.m. to 8:30 p.m. at the Eldora Public Library in Eldora.

C. Nov. 25, from 6:30 p.m. to 8:30 p.m. at the Ackley Public Library in Ackley.

The workshops will be led by Barb Wollan, Extension family finance specialist, and will be non-commercial and non-political.

They will introduce the new health insurance marketplace – what it is and how to use it – and will describe the cost reductions available to many Iowans through the marketplace.

Participants will also build information and skills for choosing a health insurance policy that fits their needs.

The health insurance system is changing. Many Iowans have more health insurance options for 2014 than in the past, Wollan said.

People with preexisting health problems now cannot be denied or charged more for coverage.

People who couldn’t afford insurance will now have access to cost breaks – perhaps even for insurance with zero premium.

A new customer-friendly marketplace makes it easier to compare health insurance options.

Preregistration is not required.

For more information contact the Hardin County Extension office at (641) 648-4850 or (888) 648-5005.